Florida / Callaway
Is solar worth it in Callaway?
Florida Public Utilities Co averages 18.0¢/kWh. With 5.3 peak sun hours a day, a typical 6.7 kW system makes ~10,331 kWh a year and saves about $1,860 in year one.
No federal tax credit is included. The 30% homeowner credit (IRS §25D) ended for systems installed after Dec 31, 2025. What changed in 2026 →
How Callaway compares
That is faster than the Florida average of 10.3 years, mainly because Callaway's rate is above the state average of 14.6¢/kWh. Your own payback depends on your bill: enter your ZIP and monthly bill above for your number.
| Nearby city | Rate | Payback | 25-yr net |
|---|---|---|---|
| Panama | 14.7¢ | 10.5 yrs | $36,825 |
| Lynn Haven | 14.7¢ | 10.5 yrs | $36,825 |
| Panama City Beach | 13.2¢ | 11.5 yrs | $31,401 |
| Destin | 13.4¢ | 11.3 yrs | $32,110 |
| Niceville | 13.2¢ | 11.4 yrs | $31,546 |
| Fort Walton Beach | 13.4¢ | 11.3 yrs | $32,110 |
| Crestview | 13.2¢ | 11.7 yrs | $31,270 |
| Tallahassee | 13.6¢ | 11.2 yrs | $32,902 |
Questions
How long does solar take to pay off in Callaway, FL?
About 8.8 years for a typical 6.7 kW system at 18.0 cents/kWh, assuming $2.75/W installed, full net metering and 3% yearly rate increases, with no federal tax credit.
Is solar worth it in Callaway?
Yes for most homeowners who stay 10+ years. Our estimate is $1,860 saved in year one and $49,404 net over 25 years after paying for the system.
How much does a solar system cost in Callaway?
A 6.7 kW system sized for an average home (863 kWh/month) is about $18,425 before any local rebates, at $2.75 per watt. Real quotes vary by roof and installer.
Is there a federal solar tax credit in 2026?
Not for homeowners who buy their system. The 30% Residential Clean Energy Credit (IRS section 25D) does not apply to installations completed after December 31, 2025. State rebates, SRECs and utility incentives may still apply.
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