Kentucky / Murray
Is solar worth it in Murray?
Pennyrile Rural Electric Coop averages 13.2¢/kWh. With 4.7 peak sun hours a day, a typical 7.5 kW system makes ~10,312 kWh a year and saves about $1,357 in year one.
No federal tax credit is included. The 30% homeowner credit (IRS §25D) ended for systems installed after Dec 31, 2025. What changed in 2026 →
How Murray compares
That is faster than the Kentucky average of 13.2 years, mainly because Murray's rate is above the state average of 13.2¢/kWh. Your own payback depends on your bill: enter your ZIP and monthly bill above for your number.
| Nearby city | Rate | Payback | 25-yr net |
|---|---|---|---|
| Paducah | 11.8¢ | 14.0 yrs | $23,811 |
| Hopkinsville | 13.2¢ | 13.0 yrs | $28,557 |
| Madisonville | 11.8¢ | 14.2 yrs | $23,579 |
| Henderson | 11.8¢ | 14.2 yrs | $23,579 |
| Franklin | 12.0¢ | 13.9 yrs | $24,202 |
| Owensboro | 11.8¢ | 14.2 yrs | $23,579 |
| Bowling Green | 12.0¢ | 14.1 yrs | $24,073 |
| Glasgow | 11.8¢ | 14.2 yrs | $23,470 |
Questions
How long does solar take to pay off in Murray, KY?
About 12.7 years for a typical 7.5 kW system at 13.2 cents/kWh, assuming $2.75/W installed, full net metering and 3% yearly rate increases, with no federal tax credit.
Is solar worth it in Murray?
Often, if you plan to stay long-term. Our estimate is $1,357 saved in year one and $28,845 net over 25 years after paying for the system.
How much does a solar system cost in Murray?
A 7.5 kW system sized for an average home (863 kWh/month) is about $20,625 before any local rebates, at $2.75 per watt. Real quotes vary by roof and installer.
Is there a federal solar tax credit in 2026?
Not for homeowners who buy their system. The 30% Residential Clean Energy Credit (IRS section 25D) does not apply to installations completed after December 31, 2025. State rebates, SRECs and utility incentives may still apply.
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