Minnesota / Ham Lake
Is solar worth it in Ham Lake?
Connexus Energy averages 13.7¢/kWh. With 4.2 peak sun hours a day, a typical 8.5 kW system makes ~10,378 kWh a year and saves about $1,417 in year one.
No federal tax credit is included. The 30% homeowner credit (IRS §25D) ended for systems installed after Dec 31, 2025. What changed in 2026 →
How Ham Lake compares
That is slower than the Minnesota average of 12.2 years, mainly because Ham Lake's rate is below the state average of 15.5¢/kWh. Your own payback depends on your bill: enter your ZIP and monthly bill above for your number.
| Nearby city | Rate | Payback | 25-yr net |
|---|---|---|---|
| Blaine | 17.0¢ | 11.3 yrs | $40,853 |
| Andover | 17.0¢ | 11.3 yrs | $40,853 |
| East Bethel | 13.7¢ | 13.6 yrs | $28,295 |
| Coon Rapids | 17.0¢ | 11.3 yrs | $40,853 |
| Lino Lakes | 17.0¢ | 11.3 yrs | $40,853 |
| Anoka | 17.0¢ | 11.3 yrs | $40,853 |
| Mounds View | 17.0¢ | 11.3 yrs | $40,853 |
| Champlin | 17.0¢ | 11.3 yrs | $40,853 |
Questions
How long does solar take to pay off in Ham Lake, MN?
About 13.6 years for a typical 8.5 kW system at 13.7 cents/kWh, assuming $2.75/W installed, full net metering and 3% yearly rate increases, with no federal tax credit.
Is solar worth it in Ham Lake?
Often, if you plan to stay long-term. Our estimate is $1,417 saved in year one and $28,295 net over 25 years after paying for the system.
How much does a solar system cost in Ham Lake?
A 8.5 kW system sized for an average home (863 kWh/month) is about $23,375 before any local rebates, at $2.75 per watt. Real quotes vary by roof and installer.
Is there a federal solar tax credit in 2026?
Not for homeowners who buy their system. The 30% Residential Clean Energy Credit (IRS section 25D) does not apply to installations completed after December 31, 2025. State rebates, SRECs and utility incentives may still apply.
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