New Mexico / Los Lunas
Is solar worth it in Los Lunas?
Public Service Co of NM averages 15.6¢/kWh. With 6.2 peak sun hours a day, a typical 5.7 kW system makes ~10,363 kWh a year and saves about $1,613 in year one.
No federal tax credit is included. The 30% homeowner credit (IRS §25D) ended for systems installed after Dec 31, 2025. What changed in 2026 →
How Los Lunas compares
That is faster than the New Mexico average of 9.0 years, mainly because Los Lunas's rate is above the state average of 15.2¢/kWh. Your own payback depends on your bill: enter your ZIP and monthly bill above for your number.
| Nearby city | Rate | Payback | 25-yr net |
|---|---|---|---|
| Albuquerque | 15.6¢ | 8.6 yrs | $43,150 |
| Rio Rancho | 15.6¢ | 9.2 yrs | $42,063 |
| Santa Fe | 15.6¢ | 9.2 yrs | $42,063 |
| Española | 15.4¢ | 9.3 yrs | $41,269 |
| Las Vegas | 15.4¢ | 9.3 yrs | $41,379 |
| Gallup | 16.0¢ | 8.6 yrs | $44,549 |
| Alamogordo | 17.6¢ | 7.7 yrs | $51,480 |
| Farmington | 12.7¢ | 10.7 yrs | $31,648 |
Questions
How long does solar take to pay off in Los Lunas, NM?
About 8.6 years for a typical 5.7 kW system at 15.6 cents/kWh, assuming $2.75/W installed, full net metering and 3% yearly rate increases, with no federal tax credit.
Is solar worth it in Los Lunas?
Yes for most homeowners who stay 10+ years. Our estimate is $1,613 saved in year one and $43,150 net over 25 years after paying for the system.
How much does a solar system cost in Los Lunas?
A 5.7 kW system sized for an average home (863 kWh/month) is about $15,675 before any local rebates, at $2.75 per watt. Real quotes vary by roof and installer.
Is there a federal solar tax credit in 2026?
Not for homeowners who buy their system. The 30% Residential Clean Energy Credit (IRS section 25D) does not apply to installations completed after December 31, 2025. State rebates, SRECs and utility incentives may still apply.
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