New York / Cohoes
Is solar worth it in Cohoes?
Niagara Mohawk Power Corp. averages 17.2¢/kWh. With 4.0 peak sun hours a day, a typical 8.8 kW system makes ~10,314 kWh a year and saves about $1,777 in year one.
No federal tax credit is included. The 30% homeowner credit (IRS §25D) ended for systems installed after Dec 31, 2025. What changed in 2026 →
How Cohoes compares
That is slower than the New York average of 9.3 years, mainly because Cohoes's rate is below the state average of 21.7¢/kWh. Your own payback depends on your bill: enter your ZIP and monthly bill above for your number.
| Nearby city | Rate | Payback | 25-yr net |
|---|---|---|---|
| Troy | 17.2¢ | 11.4 yrs | $41,211 |
| Watervliet | 17.2¢ | 11.4 yrs | $41,211 |
| Albany | 17.2¢ | 11.4 yrs | $41,211 |
| Schenectady | 17.2¢ | 11.6 yrs | $40,573 |
| Saratoga Springs | 17.2¢ | 11.6 yrs | $40,573 |
| Amsterdam | 17.2¢ | 11.6 yrs | $40,573 |
| Glens Falls | 17.2¢ | 11.6 yrs | $40,573 |
| Gloversville | 17.2¢ | 11.8 yrs | $40,304 |
Questions
How long does solar take to pay off in Cohoes, NY?
About 11.6 years for a typical 8.8 kW system at 17.2 cents/kWh, assuming $2.75/W installed, full net metering and 3% yearly rate increases, with no federal tax credit.
Is solar worth it in Cohoes?
Often, if you plan to stay long-term. Our estimate is $1,777 saved in year one and $40,573 net over 25 years after paying for the system.
How much does a solar system cost in Cohoes?
A 8.8 kW system sized for an average home (863 kWh/month) is about $24,200 before any local rebates, at $2.75 per watt. Real quotes vary by roof and installer.
Is there a federal solar tax credit in 2026?
Not for homeowners who buy their system. The 30% Residential Clean Energy Credit (IRS section 25D) does not apply to installations completed after December 31, 2025. State rebates, SRECs and utility incentives may still apply.
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