Texas / Elgin
Is solar worth it in Elgin?
Bluebonnet Electric Coop, Inc averages 11.4¢/kWh. With 5.3 peak sun hours a day, a typical 6.7 kW system makes ~10,352 kWh a year and saves about $1,182 in year one.
No federal tax credit is included. The 30% homeowner credit (IRS §25D) ended for systems installed after Dec 31, 2025. What changed in 2026 →
How Elgin compares
That is slower than the Texas average of 11.0 years, mainly because Elgin's rate is below the state average of 13.7¢/kWh. Your own payback depends on your bill: enter your ZIP and monthly bill above for your number.
| Nearby city | Rate | Payback | 25-yr net |
|---|---|---|---|
| Manor | 12.6¢ | 12.0 yrs | $29,052 |
| Pflugerville | 12.6¢ | 12.0 yrs | $29,052 |
| Taylor | 12.6¢ | 11.9 yrs | $29,203 |
| Hutto | 16.1¢ | 9.7 yrs | $42,299 |
| Bastrop | 11.4¢ | 13.0 yrs | $24,674 |
| Round Rock | 16.1¢ | 9.7 yrs | $42,299 |
| Austin | 12.6¢ | 12.0 yrs | $29,052 |
| Cedar Park | 12.6¢ | 12.0 yrs | $29,052 |
Questions
How long does solar take to pay off in Elgin, TX?
About 13.0 years for a typical 6.7 kW system at 11.4 cents/kWh, assuming $2.75/W installed, full net metering and 3% yearly rate increases, with no federal tax credit.
Is solar worth it in Elgin?
Often, if you plan to stay long-term. Our estimate is $1,182 saved in year one and $24,674 net over 25 years after paying for the system.
How much does a solar system cost in Elgin?
A 6.7 kW system sized for an average home (863 kWh/month) is about $18,425 before any local rebates, at $2.75 per watt. Real quotes vary by roof and installer.
Is there a federal solar tax credit in 2026?
Not for homeowners who buy their system. The 30% Residential Clean Energy Credit (IRS section 25D) does not apply to installations completed after December 31, 2025. State rebates, SRECs and utility incentives may still apply.
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